It seems you're referring to NTC in Nepal, which stands for Nepal Telecom, the largest telecommunication service provider in Nepal. If you're looking to take a loan from NTC or any other telecommunications company, it's important to note that such companies typically do not offer financial loans in the traditional sense. However, they may offer services like advance credit or emergency balance that allow subscribers to borrow credit against their prepaid mobile balance. Here's how you might access such services:
Check Service Availability: First, verify if NTC offers any loan or advance credit services. This information is often available on their website or can be obtained by contacting their customer service helpline.
Understand Terms and Conditions: If NTC offers a loan service, familiarize yourself with the terms and conditions, including the amount you can borrow, any fees or interest charges, and the repayment process.
Dial the USSD Code: Typically, subscribers can request a loan by dialing a specific USSD code on their mobile phones. The code may vary depending on the service provider and the specific loan product.
Follow Prompts: After dialing the USSD code, follow the prompts to request a loan. You may need to confirm the amount you wish to borrow and agree to the terms and conditions.
Receive Loan: If your loan request is approved, the borrowed credit will be added to your mobile balance, allowing you to use it for calls, texts, data, or other services as allowed by the loan terms.
Repayment: Loans from telecommunication companies are typically short-term and are repaid automatically from your next prepaid mobile recharge. Be sure to understand when and how the loan will be repaid to avoid unexpected deductions from your balance.
Check Eligibility: It's important to note that not all subscribers may be eligible for a loan, and eligibility criteria may vary depending on factors such as usage history, account status, and recharge patterns.
If you're looking for a traditional financial loan for personal or business purposes, you would need to explore options offered by banks, credit unions, or other financial institutions in Nepal, as telecommunication companies typically do not provide such loans.